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Request for Proposal - Health Insurance Benefits

ACAP places importance on providing the best quality affordable health benefits to our employees.  We are looking for a Provider/Broker who can present proposals that best fit the needs of the Agency and it’s Employees and are open to both full coverage or Group Captive coverage options. Our agency is seeking written proposals from direct insurance providers or brokers to provide benefits to our employees which include but are not limited to, health, dental, vision and life insurance.  


ACAP currently maintains the following insurance policies and coverages:

•       Health Insurance (100% Employer Paid at the PPO 2500 policy level) 

•       Dental Insurance (Employee Paid)

•       Vision Coverage (Employee Paid)

•       Basic Life Insurance (1x annual salary employer paid)

•       Supplemental Life Insurance (1x, 2x or 3x annual salary, employee paid)

•       Supplemental Spouse and Dependent Insurance Options (Employee Paid)



The selected firm and representative Provider/Broker will work primarily with ACAP’s HR Team and other assigned program/management staff on insurance coverages, renewals, and claims.  Applicants should bring a strong network of connections and contacts in the insurance market, be extremely responsive, detail oriented, personable, and able to use layperson terms to guide ACAP in understanding the nuances of the insurance industry.  ACAP is not only seeking a Provider/Broker, but also an advisor and trusted ally in the insurance industry. 


Provider/Brokers that can offer these comprehensive insurance services with offices, representatives and/or clients in Maine are encouraged to submit a proposal.


Questions regarding this RFP should be directed to Sherry Locke, CAO at 207-554-4130 or by email at, or Carey Nelson, HR Manager at 207-554-4169 or by email at


Conditions of Proposal: All costs incurred in the preparation of a proposal responding to this RFP will be the responsibility of the Provider/Broker and will not be reimbursed by ACAP.


Instructions to Prospective Brokers: Your proposal should be electronically submitted on or before March 31, 2024:

Sherry Locke, Chief Administrative Officer

Aroostook County Action Program


Full Request for Proposal details can be found here: Request for Proposal - Health Insurance Benefits