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Request for Proposal - Business Insurance Benefits

ACAP places importance on developing and maintaining a quality risk management program with corresponding insurance coverage that responds to the risks and liabilities faced by our agency.  Our agency is seeking written proposals from a brokerage firm and representative broker to provide insurance broker services that include but are not limited to insurance placement and servicing, risk exposure analysis, as well as general insurance advisory services and claims assistance.  

ACAP currently maintains the following insurance policies and coverages:

•       Business Personal Property 

•       General Liability          

•       Crime Coverage

•       Business Automobile

•       Umbrella

•       Directors & Officers

•       Cyber Liability

•       Builders Risk (as needed for development projects)

The selected firm and representative broker will work primarily with ACAP’s CAO and other assigned program/management staff on insurance coverages, renewals, and claims.  Applicants should bring a strong network of connections and contacts in the insurance market, be extremely responsive, detail oriented, personable, and able to use layperson terms to guide ACAP in understanding the nuances of the insurance industry.  ACAP is not only seeking an insurance broker, but also an advisor and trusted ally in the insurance industry. 

Insurance brokers that can offer these comprehensive insurance services with offices, representatives and/or clients in Maine are encouraged to submit a proposal.

Questions regarding this RFP should be directed to Sherry Locke, CAO at 207-554-4130 or by email at

Conditions of Proposal: All costs incurred in the preparation of a proposal responding to this RFP will be the responsibility of the Broker and will not be reimbursed by ACAP.

Instructions to Prospective Brokers: Your proposal should be electronically submitted on or before March 31, 2024:

Sherry Locke, Chief Administrative Officer

Aroostook County Action Program         

Full Request for Proposal details can be found here: ACAP Business Insurance RFP